Starting November 20, 2025, millions of Australians receiving the Age Pension will see their Centrelink payments go up. This long-anticipated increase aims to help retirees cope with the ongoing rise in living costs, including essentials like food, rent, and energy.
With the largest pension bump in over two decades, both singles and couples will receive more money every two weeks — but only if they meet eligibility rules.
In this article, we’ll walk you through the updated payment amounts, when you can expect the changes, who qualifies, and how to claim your new benefits through Centrelink.
Update
The Age Pension is a major government support program designed to provide a basic income for senior Australians who are no longer earning a wage. Paid through Services Australia (Centrelink), the pension helps with everyday expenses and gives retirees financial peace of mind.
Every year, the Age Pension is adjusted in March and November, based on inflation and wage movements. The November 2025 increase is one of the biggest in recent years — and comes at a time when many older Australians are feeling the pressure of higher grocery prices, rising rents, and healthcare costs.
New Amounts
Let’s break down how much more money pensioners will get after the November 2025 boost:
| Pension Type | Old Rate (Fortnightly) | Increase | New Rate (Fortnightly) |
|---|---|---|---|
| Single Pensioner | $1,149.00 | $29.70 | $1,178.70 |
| Couple (each) | $866.10 | $22.40 | $888.50 |
| Couple (combined) | $1,732.20 | $44.80 | $1,777.00 |
These increases are applied automatically for eligible pensioners starting November 20, 2025. It’s a small but meaningful adjustment that ensures payments keep pace with the rising cost of living.
Criteria
To get the pension increase in November 2025, you’ll need to meet certain eligibility requirements set by Services Australia:
- Be of age pension age, which is currently 67 years
- Be an Australian citizen or permanent resident
- Have lived in Australia for at least 10 years
- Meet the income and assets test limits
- Not be disqualified due to residency rules or recent overseas travel
The income and asset limits are strict, and even small changes can affect your payment amount. You must report all sources of income — including part-time work, investments, and superannuation.
Extras
In addition to the base pension rate, eligible pensioners may also receive:
- Commonwealth Rent Assistance
- Concession cards for cheaper health, energy, and transport
- Supplements for utilities or medical costs
These extras won’t change with the pension increase but may be recalculated based on your updated income or living arrangements.
Claim
Not on the Age Pension yet, but think you might qualify? Here’s how to apply:
- Check your eligibility
Use the income and assets test on the Services Australia website. - Create a myGov account
Link it to your Centrelink account if you haven’t already. - Fill out the Age Pension claim form
This is found on the Services Australia site. - Upload your documents
You’ll need proof of age, residency, and income/asset details. - Submit your claim
Either online or at a local Centrelink office. - Track your application
Log into your myGov account to view updates and final approval.
Once your application is approved, you’ll start receiving payments from your eligibility date. If you’re approved before November 20, the new payment rates will apply to your very first deposit.
Purpose
The Age Pension increase isn’t just about money — it’s about stability. With inflation still impacting essential goods and services, a stronger pension system helps retirees maintain dignity and independence in later life. While the increase won’t cover everything, it’s a step forward in recognising the growing needs of older Australians.
FAQs
When does the new pension rate start?
New rates take effect from November 20, 2025.
How much more will singles get?
Singles will receive an extra $29.70 every two weeks.
Do I need to reapply for the increase?
No, the increase is automatic if you’re already eligible.
Can new applicants get the increase?
Yes, if approved before November 20, 2025.
Where do I apply for the Age Pension?
Apply via myGov linked to Centrelink on Services Australia website.
