With the IBPS Clerk 2025 Prelims exam wrapped up, candidates are on the edge of their seats, waiting for the official cut-off scores. These scores don’t just tell you whether you made it or not—they offer real insight into competition trends, exam difficulty, and strategic planning for the Mains. Let’s cut deep into the IBPS Clerk cut-off history, analyze recent trends, and know how it can guide your prep for the Mains round.
Overview
The IBPS Clerk exam has always been competitive, and each year the cut-offs vary depending on several key factors—vacancies, the paper’s difficulty level, and overall performance. The 2025 Prelims were held on 4th and 5th October, and with the Mains scheduled for 29th November, there’s little time to regroup. This is why cut-off analysis isn’t just helpful—it’s essential.
Trends
If we look at cut-off data from the past five years, there’s a clear pattern. In most states, especially Andhra Pradesh, Assam, and West Bengal, cut-offs have been climbing steadily. This is due to both tougher papers and more serious competition. On the other hand, states like Bihar and Delhi showed a slight dip recently after steady increases, possibly due to tougher questions or fewer high scorers.
This year, expect a similar fluctuation depending on your region. One thing is clear: the safe score is slowly inching upward across India.
Insights
Why are cut-offs rising? Simple. The number of test-takers is increasing, and preparation levels are improving every year. Plus, with better access to coaching and online resources, even Tier-2 and Tier-3 city aspirants are scoring high.
Here’s how cut-off scores changed recently:
| Year | Highest Prelims Cut-off | Lowest Prelims Cut-off |
|---|---|---|
| 2024 | West Bengal – 87.75 | Sikkim – 41 |
| 2023 | Uttarakhand – 87.25 | Goa – 48.25 |
| 2022 | Uttarakhand – 89.5 | Telangana – 68.25 |
| 2021 | Rajasthan – 81.5 | Tamil Nadu – 57.75 |
| 2020 | Uttarakhand – 78.5 | Goa – 53.75 |
The bar is getting higher.
Prelims
The IBPS Clerk Prelims Cut Off 2024 gives us a rough idea of where 2025 might land. Here’s a peek:
| State | UR | OBC | SC | ST |
|---|---|---|---|---|
| Andhra Pradesh | 77.5 | 77.5 | – | – |
| Assam | 83.75 | 82.25 | 81.25 | – |
| Bihar | 79.5 | – | – | – |
| Delhi | 80.75 | 78.5 | 75.25 | – |
| Gujarat | 77.25 | – | – | 67.75 |
| Rajasthan | 83.25 | 83.25 | – | – |
| Uttar Pradesh | 79 | 79 | 70.75 | – |
| West Bengal | 87.75 | – | 80.25 | – |
The high cut-offs in states like West Bengal and Assam reflect stiff competition.
Mains
The Mains cut-offs tend to be lower than Prelims in absolute numbers but are more decisive because they factor in total scores and section-wise performance. Check out this table from the 2024 cycle:
| State | UR (Mains Cut-off) |
|---|---|
| Andhra Pradesh | 40 |
| Assam | 37.88 |
| Bihar | 41.25 |
| Delhi | 40.75 |
| Gujarat | 37.25 |
| Maharashtra | 38.5 |
| Punjab | 43.5 |
| Uttar Pradesh | 40.13 |
| West Bengal | 41.75 |
Your final selection depends heavily on this phase, so don’t take it lightly.
Benchmark
Cut-off marks also depend on your category. EWS, OBC, SC, and ST categories often have slightly relaxed thresholds, but in high-performing states, even reserved categories see tough competition. Here’s what this means for 2025:
- For General category, a safe Prelims score is around 80+ in most states.
- For Mains, scoring 40+ in UR is often the bare minimum.
Factors
Wondering what actually drives these numbers up or down? Here’s what’s behind the curtain:
| Factor | Impact |
|---|---|
| Total vacancies | Fewer seats = higher cut-off |
| Exam difficulty | Harder paper = lower cut-off |
| Number of test-takers | More candidates = more competition |
| State-wise demand | More aspirants from a state = higher score needed |
If you’re in a high-population state or a traditionally high-scoring one, be prepared for tighter margins.
Strategy
So what can you do now, especially with the Mains so close?
- Analyze Past Cut-offs: Check where your state stands.
- Aim Higher: Don’t shoot for the cut-off—aim 10-15 marks above it.
- Mock Tests: Simulate the Mains environment as much as possible.
- Target Weak Spots: Use cut-off trends to focus on weaker sections.
- Don’t Panic: Cut-offs are not everything. Smart strategy can help bridge a few marks.
Cut-offs act like a speedometer—they tell you if you’re on track or falling behind. If you’ve cleared Prelims, you’re already halfway there. Now it’s time to build momentum for Mains.
FAQs
When will IBPS Clerk 2025 cut off release?
It will release with the Prelims result, likely in October-end.
What was the highest cut off in 2024 Prelims?
West Bengal had the highest cut off at 87.75.
Is the Mains cut off lower than Prelims?
Yes, usually Mains cut-offs are lower but more critical.
Do cut offs vary by state and category?
Yes, they are released state-wise and category-wise.
How to clear IBPS Clerk Mains 2025?
Practice mock tests and target a score above 45.

















